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Terms and Conditions

Last updated: February 19, 2026

1. Acceptance of Terms

By accessing or using Vini Market Call ("the Service"), you agree to be bound by these Terms and Conditions. If you do not agree to all of these terms, you may not use the Service.

2. Description of Service

Vini Market Call is a platform that provides tools for managing, viewing and analyzing stocks and information.

3. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable laws or regulations.
  • Attempt to gain unauthorized access to any part of the Service or its related systems.
  • Interfere with or disrupt the integrity or performance of the Service.
  • Reproduce, distribute, or create derivative works from any content provided through the Service without authorization.
  • Share your account credentials with third parties.

5. Intellectual Property

All content, data, research reports, and materials available through the Service are protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written consent. Research reports uploaded to the platform remain the property of their respective authors or publishers.

6. Disclaimer of Financial Advice

The information provided through Vini Market Call is for informational and educational purposes only and does not constitute financial, investment, or trading advice. You should consult with a qualified financial professional before making any investment decisions. We do not guarantee the accuracy, completeness, or timeliness of any information provided.

7. Limitation of Liability

To the maximum extent permitted by law, Vini Market Call and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.

8. Privacy

Your use of the Service is also governed by our privacy practices. We collect and process personal data necessary to provide the Service, including your email address, account information, and usage data. This data is collected solely for marketing purposes and to improve your experience with the Service. Your personal data is kept strictly private and confidential. We do not sell, share, or disclose your personal information to third parties.

9. Termination

We reserve the right to suspend or terminate your account at any time, with or without cause or notice. Upon termination, your right to use the Service will immediately cease.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Service after any changes constitutes acceptance of the updated Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

12. Contact

If you have any questions about these Terms, please contact us through the platform.